The GENIUS Act Is Here — What Changes for Stablecoins? w/ Jonathan Gould, U.S. Comptroller of the Currency

OCC will begin accepting payment stablecoin issuer applications January 18 under a final rule emphasizing reserve liquidity and case-by-case supervision.

• Final rule released: OCC published its 700+ page final rule implementing the GENIUS Act's payment stablecoin framework, with stablecoin issuer applications opening January 18.
• Reserve requirements codified: Congress specified statutory reserve asset categories; OCC's rule adds detail focused on managing liquidity risk to ensure redemption capacity.

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