9am Hour: Big Bank Earnings, Apple’s New Home Products, UNH Jumps on Results 10/13/26

Bank earnings showed divergence (Goldman strong, Wells weak) while Dimon moves to block AI agents from JPMorgan's platform over liability risk.

• Bank earnings mixed: Goldman Sachs posted record revenue up 23% YoY (18.7% ROE) and is Cramer's preferred bank over JPMorgan; Wells Fargo missed on revenue despite strong NIM, low charge-offs, and 13.8% ROE; JPMorgan's NII guidance rose despite an FIC miss.
• Dimon tightens credit, blocks AI agents: Jamie Dimon said JPMorgan is tightening credit terms on weak covenants/priming, and will not allow outside AI agents onto its platform over customer liability concerns.

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