Playbooks and Portfolios: Super Bowl Champion Bernie Kosar!

Kosar warns athletes to hire licensed professionals rather than family for investments, citing his own costly mistakes.

• Supplemental draft loophole: Bernie Kosar and his father worked with GM Ernie Accorsi to exploit an NFL rule letting underclassmen who graduate early enter the supplemental draft, letting Kosar force a trade to his hometown Browns instead of going through the regular draft to Buffalo.
• Family-run finances backfired: Kosar used family and friends (not licensed professionals) as agent, attorney, accountant and investment advisor, leading to poor deals (greeting cards, Arby's franchises) he says cost him financially long-term.

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